ABA Therapy Insurance Coverage with Cigna

We Handle the Insurance, So You Can Focus on Your Child

If your family is covered by Cigna, we’re here to make the process as easy as possible. ‍

We work directly with Cigna to handle all the paperwork, verify your coverage, and get your child into therapy quickly—so you can focus on your child’s progress and not on the insurance details.

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What’s Covered Under Cigna for ABA Therapy

Here’s what you can expect when using Cigna for ABA therapy. Coverage generally includes:

Comprehensive Behavioral Assessments
‍We confirm your benefits before therapy starts, so you’ll know exactly what’s covered and what to expect.

In-Home ABA Therapy
‍One-on-one therapy in the comfort of your home where your child feels most at ease. This is where ABA therapy happens most effectively, addressing communication, behavior, and life skills.

School-Based Support
‍Therapy that extends into your child’s school environment, ensuring the skills they learn at home carry over into the classroom and social settings.

Parent Training & Support
‍We equip you with the knowledge and skills to continue reinforcing therapy at home, ensuring your child’s progress is consistent and long-lasting.

Ongoing Monitoring & Adjustments
‍Regular tracking of your child’s progress with ongoing adjustments to the therapy plan to ensure continuous improvement.

Cigna’s ABA Therapy Coverage: What You Should Know

ABA Coverage Across Settings

Most BCBS plans provide coverage for in-home therapy, school-based therapy, and sometimes virtual services for children with autism.

Pre-Authorization

Like most insurers, BCBS requires pre-authorization and documentation (diagnosis and treatment plan) for therapy to begin.

State-Specific Variations

Coverage details depend on your state laws and specific plan, so always confirm the coverage for your area.

Provider Network

BCBS has an extensive network of ABA professionals, but in-network providers will ensure the best coverage and lower out-of-pocket costs.

How Milestone Achievements Works with Your Cigna Plan

At Milestone Achievements, we simplify the process with Cigna. Here’s how we do it:

Reach Out to Us
Provide us with your Cigna plan details and child’s diagnosis, and we’ll start the verification process right away.

We Verify Your Benefits
We’ll contact Cigna to confirm your benefits and check what ABA therapy services are covered, including in-home therapy, school support, and any pre-authorization requirements.

We Handle the Paperwork
Forget about spending time on hold with customer service reps. We’ll take care of all the forms and submissions to Cigna, so you don’t have to.

Therapy Begins
Once your coverage is confirmed, we schedule your child’s first therapy session in your home, on your schedule.

Start the Process Today

Why Families Trust Milestone Achievements with Cigna

Here’s why families working with Cigna choose Milestone Achievements for their child’s ABA therapy:

No Surprises - We confirm your benefits before therapy starts, so you’ll know exactly what’s covered and what to expect.

We Handle the Details - We take care of all the paperwork, authorization, and claims submissions. No stress, no extra work for you.

Therapy in Your Home - ABA therapy that’s personalized to your child’s needs, delivered right where they’re most comfortable—in your home.

Frequently Asked Questions About Cigna Coverage

How much will ABA therapy cost with Cigna?

The cost of therapy varies depending on your specific plan. Many families find that ABA therapy is covered in full or with minimal out-of-pocket costs. We’ll verify your coverage and let you know exactly what to expect.

Does Cigna cover ABA therapy for other diagnoses, like ADHD?

Some Cigna plans that cover ABA therapy for autism also extend coverage to other diagnoses, such as ADHD. We’ll confirm your specific coverage during the verification process.

What documents does Cigna require?

Typically, Cigna requires a formal diagnosis of ASD, a treatment plan, and pre-authorization for ABA services. We’ll help you gather and submit everything.

Can I use an out-of-network provider with Cigna?

While Cigna offers better coverage with in-network providers, we’ll help you determine if your provider is in-network or discuss the options for out-of-network providers.

What if Cigna denies coverage for ABA therapy?

If your coverage is denied, we’ll help you appeal the decision or explore other options. We’re committed to making sure your child gets the care they need.

How long does the insurance verification process take?

We can typically verify your benefits within 24–48 hours. Once verified, we’ll let you know what’s covered and when therapy can start.

Let’s Get You Covered

Insurance should never be a barrier to your child’s progress. Milestone Achievements works directly with Cigna to ensure your child gets the therapy they need—without the confusion or delays. Let us handle the insurance details so you can focus on your child’s growth.