Who Pays for ABA Therapy? Georgia’s Guide to ABA Funding

The answer to “Who pays for ABA therapy?” comes down to insurance, Medicaid, and sometimes scholarships or schools. In Georgia, health insurance is the main payer—state law requires most insurance plans to cover ABA therapy for children with an autism diagnosis. Medicaid and school programs may also help, especially for eligible families.

Who Pays for ABA Therapy?

• Most Georgia insurance plans must cover up to $35,000 per year for ABA therapy for kids up to age 6, and $30,000 for ages 6–21.
  
  
• Medicaid often covers ABA therapy, providing 25–40 hours per week for those who qualify.
  
  
• Some public school programs include ABA as part of an Individualized Education Programs (IEPs), with funding through the school or state.
  
  
• Grants, financial aid, and nonprofit scholarships help fill gaps when insurance or Medicaid fall short.

One Georgia parent received full coverage through their employer health plan, while another needed a combination of Medicaid and a local autism foundation grant to make therapy affordable. The average annual insurance coverage for ABA therapy is capped, so some families use several funding sources at once.

Secure Funding for Your Child’s Progress

Understanding who pays for ABA therapy gets easier with a dedicated support team. Agencies help determine insurance eligibility, gather documentation, and apply for aid.

Milestone Achievements can help you navigate every payment option in Georgia. Call today to get expert help unlocking the coverage—and progress—your family deserves.