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How Do People Afford ABA Therapy?

By Milestone Achievements Staff
January 23, 2026

Many families worry about the cost of ABA therapy, but there are several ways it is commonly covered or supported. The most common option is health insurance. In Georgia, most major private insurance plans and Medicaid are required to cover medically necessary ABA therapy for children with autism. Once a diagnosis is confirmed, families can often receive services with only a copay or deductible.

Some families qualify for state-funded programs, waivers, or early intervention services that help reduce or fully cover therapy costs. School districts may also provide related behavioral services as part of an Individualized Education Program (IEP) when appropriate.

ABA providers often have dedicated insurance teams who handle authorizations, verify benefits, and guide parents through the process. This support makes it much easier for families to understand what is covered and what, if anything, they may need to pay out of pocket.

While the cost of ABA can seem overwhelming at first, most families are surprised to learn that financial help is available and accessible with the right guidance.

Milestone Achievements works with families to navigate insurance and access quality ABA therapy in Georgia

Need help understanding your coverage? Contact us today!

SOURCE:

https://www.understood.org/en/articles/what-is-an-iep

https://www.reddit.com/r/Autism_Parenting/comments/wsipnh/how_do_you_afford_aba_therapy/

https://www.autismparentingmagazine.com/aba-therapy-autism-cost/?srsltid=AfmBOopjuIoNANx5kvr22x_1ear5zD5wwGS8uElU8GRoQw6D3kApvYl2

https://research.com/advice/weekly-start-online-degrees-vs-self-paced-accelerated-applied-behavior-analysis-degree-programs

https://www.hhs.gov/ohrp/regulations-and-policy/belmont-report/read-the-belmont-report/index.html

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